***Under $400k walking distance to Downtown Belmont*** Located in the heart of Belmont, just a half mile from Main St, you'll find this well maintained 3 bed, 2 bath ranch w/ NO HOA! Enter into the great room w/ vaulted ceilings, beautiful wood flooring and a gas fireplace. Spacious kitchen w/ granite counter tops, stainless steel appliances, a breakfast area w/ bay windows, & adjacent dining room. Primary bedroom has a tray ceiling, en suite, built-in desk, walk-in closet and it's own gas fireplace! 2nd bedroom has large arch top window that provides natural light and would make a great home office. The fenced in backyard provides entertaining options w/ an elevated deck off the great room as well as an over-sized partially covered patio on the side w/ access to the 2 car garage. HVAC & water heater (2021), Roof (2023), Freshly painted interior. Conveniently located to: I-85, Belmont Abbey College, CaroMont hospital, I-485, CLT Airport & USNWC!